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Terms of Service

Effective Date: April 25, 2026 · Last Updated: April 25, 2026

These Terms of Service ("Terms") govern your access to and use of the SecantX Agent platform, including any associated APIs, protocol endpoints, credential issuance services, and payment processing infrastructure (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms.

IMPORTANT: These Terms contain a binding arbitration clause and class action waiver in Section 11. Please read them carefully.

1. Definitions

2. Eligibility

You must be at least 18 years of age and capable of forming a binding legal agreement. By using the Service, you represent that you are not located in, and will not use the Service from, any jurisdiction where such use is prohibited by applicable law, including but not limited to sanctioned territories administered by OFAC, the EU, or the United Nations.

3. Account and Credential Responsibility

You are solely responsible for:

SecantX is not liable for losses arising from unauthorized access to your wallet, compromised authentication tokens, or actions taken by Agents operating within the parameters you configured.

4. Credential Controls

Each Credential issued through the Service is subject to the following enforceable controls:

5. Supported Protocols

The Service facilitates transactions across three open protocols. SecantX does not own, operate, or control these protocol specifications. We provide credential issuance and transaction processing services compatible with:

Protocol availability, behavior, and compatibility are subject to change without notice as the underlying specifications evolve.

6. Prohibited Use

You may not use the Service to:

7. Service Availability and Disclaimer

The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, whether express, implied, or statutory, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that the Service will be uninterrupted, error-free, or secure. We may modify, suspend, or discontinue the Service at any time without prior notice.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SECANTX AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR:

9. Indemnification

You agree to indemnify, defend, and hold harmless SecantX and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from or related to your use of the Service, your violation of these Terms, or the actions of any Agent operating with Credentials issued under your wallet.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

11. Binding Arbitration and Class Action Waiver

Binding Arbitration. Any dispute arising out of or relating to these Terms or the Service shall be resolved through binding, individual arbitration administered by JAMS under its Streamlined Arbitration Rules, and not in court. The Federal Arbitration Act governs the interpretation and enforcement of this provision.

Class Action Waiver. YOU AGREE THAT ANY CLAIMS WILL BE BROUGHT IN YOUR INDIVIDUAL CAPACITY ONLY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING.

Jury Trial Waiver. YOU WAIVE YOUR RIGHT TO A TRIAL BY JURY.

Small Claims Exception. You may pursue claims in small claims court if the dispute qualifies.

12. Modifications

We reserve the right to modify these Terms at any time. Material changes will be communicated through the Service. Your continued use after such changes constitutes acceptance of the modified Terms.

13. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14. Contact

For questions regarding these Terms, please contact us at legal@secantx.com.